- ARM & Interest Only ARM vs. Fixed Rate Mortgage - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

- Bi-Weekly Mortgage Calculator - Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

- Maximum Mortgage Calculator - Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.

- Mortgage Balloon Calculator - A balloon mortgage calculator can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

- Mortgage Comparison Calculator 20 Years vs 30 Years - Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

- Mortgage Required Income Calculator - Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

- Reverse Mortgage Calculator - This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.

- Amortizing Calculator - Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

- Auto Loan Calculator - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

- Auto Rebate vs. Interest Rate Calculator - Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

- Basic Financial Calculator - This works just like a pocket financial calculator. In addition to arithmetic, it can also calculate present value, future value, payments or number or periods.

- Comprehensive Life Insurance Calculator - How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.

- Credit Card Pay Off Calculator - Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

- Dealer vs. Credit Union Financing Calculator - Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

- Fixed Annuity Calculator - A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.

- Health Savings Account (HSA) Calculator - This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

- How do you calculate human life value? - One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning. Use this calculator to determine your economic value for your loved ones... your Human Life Value.

- Life Insurance Calculator - How much life insurance do you need? Enter your current assets, expense and income. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs. Press the "View Report" button to see a year by year breakdown of your family's future income and expenses.

- Loan Payment Frequency Calculator - Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, biweekly, semimonthly, monthly, bimonthly, quarterly, semiannually or annually. You can then examine your principal balances by payment, total of all payments made, and total interest paid.

- Motorcycle Loan Calculator - Determine your Motorcycle loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

- Net Worth Calculator - This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

- Recreational Vehicle (RV) Loan Calculator - Determine your RV loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

- Student Loan Calculator - The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

- 401k Savings Calculator - A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

- 403b Savings Calculator - If you are an employee of a non-profit tax-exempt organization, a 403 b can be one of your best tools for creating a secure retirement.

- 72(t) Calculator - The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.

- Annual Rate of Return Calculator - Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.

- Borrowing From a 401k or 403b Calculator - The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.

- Compare Investment Fees Calculator - Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!

- Investment Questionnaire Calculator - Cash, Fixed Income and Equities - This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.

- Life Expectancy Calculator - This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

- Long Term Care Calculator - Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

- Municipal Bond Tax Equivalent Yield - Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.

- Mutual Fund Expense Calculator - This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.

- Required Minimum Distribution Calculator - RMD Calculator - for Current Year - The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.

- Retirement Shortfall Calculator - Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential short fall in your current retirement savings plan.

- Budgeting Calculator - Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.

- Family Income Calculator / Family Budget Calculator - Should my spouse work? This calculator is designed to help you see the financial impact of having one or two incomes for your household.

- Future Value Calculator - Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.

- Inflation Calculator, Taxes, and Savings - Use this calculator to determine your savings worth considering these two critical variables: tax and inflation.

- Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.

- Retirement Savings Calculator - Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.

- Student Budget Calculator - This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

- Asset Allocator Calculator - Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

- Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

- Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

- Financial Ratios Calculator - This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

- Investment Loan Calculator - This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

- Line of Credit Payoff Calculator - Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.

- Repossession of Real Property - If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis.

- Company Stock Distribution Calculator - If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.

- Working Capital Needs - Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.

- Charitable Giving Tax Savings - Use this calculator to determine your potential tax savings with a tax deductible gift to charity. This calculator sorts through the tax brackets and filing options to estimate the actual tax savings of your charitable gift.

- Estate Tax Planning - Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

- Marginal Tax Rate Calculator - Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

- Self Employment SE Taxes Calculator - If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

- Student Loan Interest Tax Rate Calculator - Use this calculator to see how higher incomes can phase-out or eliminate student loan interest deduction and the impact your tax bill.

Please note that all financial calculators require a JavaScript enabled browser. Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personal advice from qualified professionals regarding all personal finance issues.